LS/Q India Post Payments Bank (IPPB) – Details of the Salient Features, District Covered, Numbers of person onboarded as customers etc. as on 28.02.2023

 India Post Payments Bank (IPPB) – Details of the Salient Features, District Covered, Numbers of person onboarded as customers etc. as on 28.02.2023

GOVERNMENT OF INDIA
MINISTRY OF COMMUNICATIONS
DEPARTMENT OF POSTS

LOK SABHA
UNSTARRED QUESTION NO. 2419
TO BE ANSWERED ON 15TH MARCH, 2023

INDIA POST PAYMENTS BANK

2419. SHRI RAJESHBHAI CHUDASAMA:
Will the Minister of COMMUNICATIONS be pleased to state:

(a) the details of the salient features of India Post Payments Bank (IPPB);

(b) the number of districts included under the said scheme during each of the last five years, State/ UT- wise;

(c) the number of persons covered under IPPB during the above period, district-wise;

(d) the details of the facilities provided by the Government to the IPPB account holders at present; and

(e) the steps taken/being taken by the Government to further facilitate the services for the account holders in future?

ANSWER

MINISTER OF STATE FOR COMMUNICATIONS (SHRI DEVUSINH CHAUHAN)

(a) India Post Payments Bank (IPPB) is a scheduled payment bank 100% owned by Department of Posts offering a range of products such as savings and current accounts, remittances and money transfer, direct benefit transfer, bill and utility payments, enterprise & merchant payments and Aadhar Enabled Payment System (AePS) services. These products and related services are being offered across multiple channels e.g. Counter Services, Micro – ATM, Mobile Banking and at the doorstep.

(b) India Post Payments Bank (IPPB) was established in the year 2018 covering 631 districts in the country with 650 branches in one go. IPPB through its 650 branches provides services in all districts through 1.38 lakh Post Offices/ access points. State/UT Wise number of districts having 650 IPPB branches is at Annexure-I.

(c) The number of persons onboarded as customer of IPPB since its establishment in the year 2018 and as on 28.02.2023 district wise are at Annexure-II.

(d) The details of services provided by IPPB to subscribers are placed at Annexure III.

(e) Government has approved the revision of project outlay for setting up of India Post Payments Bank (IPPB) by ₹820 crore taking the total to ₹2255 crore against the earlier approved outlay of ₹1435 crore to enable the Bank to meet regulatory requirements. In addition, In-principle approval has also been given for disbursement of ₹500 crore to IPPB at an appropriate time for the purpose of meeting regulatory requirement and technology upgradations to further facilitate the services for the IPPB account holders in future.

Annexure-I

S.No.	State/UT	Number of Districts Covered
1	ANDAMAN AND NICOBAR ISLANDS	1
2	ANDHRA PRADESH	21
3	ARUNACHAL PRADESH	10
4	ASSAM	26
5	BIHAR	38
6	CHANDIGARH	1
7	CHHATTISGARH	27
8	DADRA AND NAGAR HAVELI	1
9	DELHI	3
10	GOA	2
11	GUJARAT	30
12	HARYANA	20
13	HIMACHAL PRADESH	11
14	JAMMU AND KASHMIR	7
15	JHARKHAND	22
16	KARNATAKA	30
17	KERALA	14
18	LADAKH	1
19	LAKSHADWEEP	1
20	MADHYA PRADESH	42
21	MAHARASHTRA	36
22	MANIPUR	9
23	MEGHALAYA	8
24	MIZORAM	6
25	NAGALAND	9
26	ODISHA	30
27	PUDUCHERRY	2
28	PUNJAB	21
29	RAJASTHAN	33
30	SIKKIM	1
31	TAMIL NADU	32
32	TELANGANA	23
33	TRIPURA	5
34	UTTAR PRADESH	73
35	UTTARAKHAND	12
36	WEST BENGAL	23
Grand Total		631

Annexure-II

Sl.No.	State/UT	District	Customer Base
1	ANDAMAN AND NICOBAR ISLANDS	SOUTH ANDAMAN	2519
2	ANDHRA PRADESH	ANANTAPUR	178720
3		CHITTOOR	212061
4		EAST GODAVARI	121163
5		ELURU	83287
6		GUNTUR	109188
7		KAKINADA	237572
8		KRISHNA	103130
9		KURNOOL	197908
10		NANDYAL	123301
11		NELLORE	287253
12		NTR	292482
13		PALNADU	287608
14		PARVATHIPURAM MANYAM	163529
15		PRAKASAM	280355
16		SRI SATHYA SAI DISTRICT	187677
17		SRIKAKULAM	103692
18		TIRUPATI	241044
19		VISAKHAPATNAM	212241
20		VIZIANAGARAM	111933
21		WEST GODAVARI	292363
22		Y.S.R.	324478
23	ARUNACHAL PRADESH	CHUNGLANG	20604
24		EAST SIANG	3064
25		LOWER DIBANG VALLEY	1962
26		LOWER SUBANSIRI	1613
27		NAMSAI	21756
28		PAPUMPARE	9615
29		TAWANG	256
30		TIRAP	229
31		WEST KAMENG	1458
32		WEST SIANG	2415
33	ASSAM	BARPETA	64504
34		BISWANATH	19378
35		BONGAIGAON	38183
36		CACHAR	42174
37		DARRANG	51111
38		DHEMAJI	23051
39		DHUBRI	85134
40		DIBRUGARH	40362
41		GOALPARA	20435
42		GOLAGHAT	32364
43		HAILAKANDI	32004
44		HOJAI	40844
45		JORHAT	48486
46		KAMRUP METROPOLITAN	92201
47		KARBI ANGLONG	58557
48		KARIMGANJ	35499
49		KOKRAJHAR	49160
50		LAKHIMPUR	28946
51		MORIGAON	56527
52		NAGAON	77670
53		NALBARI	63593
54		NORTH CACHAR HILLS	23184
55		SIBSAGAR	23113
56		SONITPUR	28701
57		TINSUKIA	30710
58		UDALGURI	21392
59	BIHAR	ARARIA	277465
60		ARWAL	29553
61		AURANGABAD	163392
62		BANKA	143298
63		BEGUSARAI	235272
64		BHAGALPUR	332535
65		BHOJPUR	84677
66		BUXAR	55816
67		DARBHANGA	561573
68		GAYA	175800
69		GOPALGANJ	282474
70		JAMUI	212085
71		JEHANABAD	51149
72		KAIMUR	63337
73		KATIHAR	472903
74		KHAGARIA	156320
75		KISHANGANJ	313410
76		LAKHISARAI	125485
77		MADHEPURA	292104
78		MADHUBANI	482964
79		MUNGER	139316
80		MUZAFFARPUR	495800
81		NALANDA	263167
82		NAWADA	172187
83		PASCHIMI CHAMPARAN	401527
84		PATNA	222648
85		PURBI CHAMPARAN	767361
86		PURNIA	321235
87		ROHTAS	141447
88		SAHARSA	392526
89		SAMASTIPUR	437717
90		SARAN	258669
91		SHEIKHPURA	64735
92		SHEOHAR	88774
93		SITAMARHI	363962
94		SIWAN	407451
95		SUPAUL	404605
96		VAISHALI	313460
97	CHANDIGARH	CHANDIGARH	57482
98	CHHATTISGARH	BALOD	42975
99		BALODABAZAR	48260
100		BALRAMPUR	24872
101		BASTAR	19455
102		BEMETARA	43456
103		BIJAPUR	4188
104		BILASPUR	47222
105		DAKSHIN BASTAR DANTEWADA	18832
106		DHAMTARI	38185
107		DURG	37914
108		GARIYABAND	39488
109		JANJGIR-CHAMPA	55101
110		JASHPUR	16397
111		KABEERDHAM	16764
112		KONDAGAON	28031
113		KORBA	49736
114		KORIYA	10684
115		MAHASAMUND	36162
116		MUNGELI	19950
117		NARAYANPUR	3177
118		RAIGARH	50842
119		RAIPUR	31404
120		RAJNANDGAON	60806
121		SUKMA	5395
122		SURAJPUR	13448
123		SURGUJA	21929
124		UTTAR BASTAR KANKER	24959
125	DADRA AND NAGAR HAVELI	DADRA&NAGAR HAVELI	28687
126	DELHI	CENTRAL DELHI	187977
127		SOUTH DELHI	130447
128		WEST DELHI	147907
129	GOA	NORTH GOA	33918
130		SOUTH GOA	16704
131	GUJARAT	AHMEDABAD	119796
132		AMRELI	81928
133		ANAND	72045
134		ARAVALLI	59773
135		BANAS KANTHA	88057
136		BHARUCH	58344
137		BHAVNAGAR	108043
138		BOTAD	29570
139		DANGS	8589
140		DEVBHUMI DWARKA	15894
141		DOHAD	304157
142		GANDHINAGAR	44548
143		GIR SOMNATH	39041
144		JAMNAGAR	59891
145		JUNAGADH	45969
146		KACHCHH	78420
147		KHEDA	116094
148		MAHESANA	57652
149		MORBI	27987
150		NARMADA	55280
151		NAVSARI	90520
152		PANCH MAHALS	76636
153		PATAN	47310
154		PORBANDAR	33363
155		RAJKOT	84972
156		SABAR KANTHA	45706
157		SURAT	210227
158		SURENDRANAGAR	52208
159		VADODARA	123203
160		VALSAD	52746
161	HARYANA	AMBALA	63817
162		BHIWANI	62487
163		FARIDABAD	38464
164		FATEHABAD	34612
165		GURGAON	73398
166		HISAR	88272
167		JHAJJAR	31590
168		JIND	35511
169		KAITHAL	30866
170		KARNAL	30958
171		KURUKSHETRA	33452
172		MAHENDRAGARH	38471
173		PALWAL	29087
174		PANCHKULA	18055
175		PANIPAT	16608
176		REWARI	34700
177		ROHTAK	28474
178		SIRSA	52049
179		SONIPAT	58452
180		YAMUNANAGAR	49673
181	HIMACHAL PRADESH	BILASPUR(HP)	24051
182		CHAMBA	31401
183		HAMIRPUR(HP)	42213
184		KANGRA	106786
185		KINNAUR	12422
186		KULU	36250
187		MANDI	68744
188		SHIMLA	69703
189		SIRMAUR	45121
190		SOLAN	51195
191		UNA	50810
192	JAMMU AND KASHMIR	ANANTNAG	15306
193		BARAMULLA	32750
194		JAMMU	27641
195		KATHUA	9798
196		RAJOURI	32380
197		SRINAGAR	15665
198		UDHAMPUR	35891
199	JHARKHAND	BOKARO	49149
200		CHATRA	50368
201		DEOGHAR	61234
202		DHANBAD	46390
203		DUMKA	30952
204		GARHWA	44882
205		GIRIDIH	122953
206		GODDA	45831
207		GUMLA	33385
208		HAZARIBAG	118217
209		KHUNTI	20845
210		KODERMA	31211
211		LATEHAR	26586
212		LOHARDAGGA	27948
213		PAKUR	23807
214		PALAMAU	138186
215		PASCHIMI SINGHBHUM	62130
216		PURBI SINGHBHUM	93303
217		RAMGARH(JH)	18794
218		RANCHI	107773
219		SAHEBGANJ	50012
220		SIMDEGA	20780
221	KARNATAKA	BAGALKOTE	179004
222		BANGALORE RURAL	70352
223		BANGALORE URBAN	307317
224		BELGAUM	316242
225		BELLARY	156384
226		BIDAR	161001
227		BIJAPUR	197388
228		CHAMARAJANAGAR	113960
229		CHIKKABALLAPURA	46393
230		CHIKMAGALUR	84740
231		CHITRADURGA	86892
232		DAKSHIN KANNAD	104298
233		DAVANGERE	58026
234		DHARWAD	88694
235		GADAG	63271
236		GULBARGA	193786
237		HASSAN	96414
238		HAVERI	101353
239		KODAGU	61430
240		KOLAR	92150
241		KOPPAL	102832
242		MANDYA	102228
243		MYSORE	116172
244		RAICHUR	88211
245		RAMANAGARA	56241
246		SHIMOGA	90410
247		TUMKUR	100578
248		UDIPI	75774
249		UTTAR KANNAD	93882
250		YADGIR	150404
251	KERALA	ALAPUZHA	95940
252		ERNAKULAM	102661
253		IDUKKI	63141
254		KANNUR	84089
255		KASARAGOD	49814
256		KOLLAM	93561
257		KOTTAYAM	87635
258		KOZHIKODE	93179
259		MALAPPURAM	100845
260		PALAKKAD	76368
261		PATHANAMTHITTA	57689
262		THIRUVANANTHAPURAM	119933
263		THRISSUR	118244
264		WAYANAD	42677
265	LADAKH	LEH LADAKH	3657
266	LAKSHADWEEP	LAKSHADWEEP	663
267	MADHYA PRADESH	ASHOKNAGAR	87231
268		BALAGHAT	75415
269		BETUL	80207
270		BHIND	105093
271		BHOPAL	97294
272		CHHATARPUR	118540
273		CHHINDWARA	98227
274		DAMOH	79232
275		DATIA	24954
276		DEWAS	80517
277		DHAR	100043
278		DINDORI	30038
279		EAST NIMAR	97319
280		GUNA	87863
281		GWALIOR	117497
282		HARDA	37567
283		INDORE	125015
284		JABALPUR	51313
285		JHABUA	61696
286		KATNI	55056
287		MANDLA	58877
288		MANDSAUR	76674
289		MORENA	166697
290		NARMADAPRAM (HOSHANGABAD)	46643
291		NARSIMHAPUR	59282
292		NEEMUCH	60263
293		RAISEN	71601
294		RAJGARH	70176
295		RATLAM	58015
296		REWA	90907
297		SAGAR	88154
298		SATNA	96366
299		SEHORE	51597
300		SEONI	83741
301		SHAHDOL	74629
302		SHAJAPUR	76452
303		SHIVPURI	129342
304		SIDHI	72661
305		TIKAMGARH	84439
306		UJJAIN	75469
307		VIDISHA	57990
308		WEST NIMAR	111860
309	MAHARASHTRA	AHMADNAGAR	351712
310		AKOLA	299463
311		AMRAVATI	197223
312		AURANGABAD(MH)	301662
313		BHANDARA	94986
314		BID	201964
315		BULDHANA	311258
316		CHANDRAPUR	202847
317		DHULE	100710
318		GADCHIROLI	14625
319		GONDIA	93540
320		HINGOLI	94916
321		JALGAON	271012
322		JALNA	166466
323		KOLHAPUR	427041
324		LATUR	123639
325		MUMBAI	387425
326		MUMBAI SUBURBAN	261527
327		NAGPUR	232768
328		NANDED	368371
329		NANDURBAR	82782
330		NASIK	434837
331		OSMANABAD	124790
332		PALGHAR	140201
333		PARBHANI	165399
334		PUNE	464937
335		RAIGAD	196884
336		RATNAGIRI	207793
337		SANGLI	341742
338		SATARA	233645
339		SINDHUDURG	122760
340		SOLAPUR	263588
341		THANE	183766
342		WARDHA	129542
343		WASHIM	22250
344		YAVATMAL	251211
345	MANIPUR	BISHENPUR	35748
346		CHANDEL	15076
347		CHURACHANDPUR	30482
348		IMPHAL WEST	31555
349		JIRIBAM	16021
350		SENAPATI	19226
351		TAMENGLONG	5931
352		THOUBAL	93454
353		UKHRUL	10025
354	MEGHALAYA	EAST GARO HILLS	8239
355		EAST JAINTIA HILLS	1908
356		EAST KHASI HILLS	4103
357		JAINTIA HILLS	6091
358		RI BHOI	1788
359		SOUTH WEST GARO HILLS	4890
360		WEST GARO HILLS	21866
361		WEST KHASI HILLS	2190
362	MIZORAM	AIZAWL	17572
363		CHAMPHAI	10099
364		KOLASIB	10395
365		LAWNGTLAI	4916
366		LUNGLEI	7866
367		SERCHHIP	3672
368	NAGALAND	MON	15800
369		DIMAPUR	43584
370		KOHIMA	11141
371		MOKOKCHUNG	10716
372		PEREN	4701
373		PHEK	5845
374		TUENSANG	8558
375		WOKHA	528
376		ZUNHEBOTO	9025
377	ODISHA	ANUGUL	78654
378		BALANGIR	68057
379		BALESHWAR	60327
380		BARGARH	104621
381		BHADRAK	85275
382		BOUDH	44953
383		CUTTACK	63636
384		DEOGARH	21065
385		DHENKANAL	69051
386		GAJAPATI	20315
387		GANJAM	153998
388		JAGATSINGHPUR	84971
389		JAJPUR	95979
390		JHARSUGUDA	63868
391		KALAHANDI	45087
392		KANDHAMAL	33547
393		KENDRAPARA	74618
394		KEONJHAR	154388
395		KHURDA	61907
396		KORAPUT	61654
397		MALKANGIRI	29382
398		MAYURBHANJ	123643
399		NAWAPARA	44332
400		NAWRANGPUR	132037
401		NAYAGARH	41359
402		PURI	53993
403		RAYAGADA	50812
404		SAMBALPUR	36094
405		SONEPUR	29877
406		SUNDARGARH	101644
407	PUDUCHERRY	KARAIKAL	11945
408		PUDUCHERRY	32563
409	PUNJAB	AMRITSAR	40836
410		BARNALA	26878
411		BATHINDA	24982
412		FARIDKOT	24239
413		FATEHGARH SAHIB	18243
414		FAZILKA	39098
415		FEROZPUR	37168
416		GURDASPUR	37822
417		HOSHIARPUR	56005
418		JALANDHAR	29183
419		KAPURTHALA	25846
420		LUDHIANA	87882
421		MANSA	19095
422		MOGA	30116
423		MUKTSAR	34246
424		PATHANKOT	14050
425		PATIALA	19209
426		RUPNAGAR	21558
427		SANGRUR	21804
428		SHAHID BHAGAT SINGH NAGAR	33360
429		TARN TARAN	36849
430	RAJASTHAN	AJMER	135528
431		ALWAR	125150
432		BANSWARA	50236
433		BARAN	40238
434		BARMER	160649
435		BHARATPUR	85231
436		BHILWARA	104412
437		BIKANER	97038
438		BUNDI	42124
439		CHITTAURGARH	46405
440		CHURU	96360
441		DAUSA	72715
442		DHOLPUR	99703
443		DUNGARPUR	40633
444		GANGANAGAR	107445
445		HANUMANGARH	85039
446		JAIPUR	180331
447		JAISALMER	41644
448		JALOR	90827
449		JHALAWAR	82310
450		JHUNJHUNU	101908
451		JODHPUR	119867
452		KARAULI	53686
453		KOTA	39762
454		NAGAUR	153578
455		PALI	129493
456		PRATAPGARH	56816
457		RAJSAMAND	49583
458		SAWAI MADHOPUR	50204
459		SIKAR	97359
460		SIROHI	64409
461		TONK	43258
462		UDAIPUR	98750
463	SIKKIM	EAST SIKKIM	9187
464	TAMIL NADU	ARIYALUR	103499
465		CHENNAI	204331
466		COIMBATORE	110102
467		CUDDALORE	135593
468		DHARMAPURI	91115
469		DINDIGUL	142878
470		ERODE	87359
471		KANCHEEPURAM	114568
472		KANYAKUMARI	182970
473		KARUR	47722
474		KRISHNAGIRI	65388
475		MADURAI	114770
476		NAGAPATTINAM	86102
477		NAMAKKAL	74620
478		NILGIRIS	40839
479		PERAMBALUR	20545
480		PUDUKKOTTAI	96263
481		RAMANATHAPURAM	141570
482		SALEM	126496
483		SIVAGANGA	97944
484		THANJAVUR	130692
485		THENI	152345
486		THIRUVALLUR	60750
487		THIRUVARUR	19601
488		TIRUCHIRAPALLI	64186
489		TIRUNELVALI	93026
490		TIRUPPUR	80931
491		TIRUVANNAMALAI	115072
492		TOOTHUKUDI	232147
493		VELLORE	102533
494		VILLUPURAM	93917
495		VIRUDHUNAGAR	98180
496	TELANGANA	ADILABAD	99176
497		HANAMKONDA	185745
498		JANGAON	79536
499		KAMAREDDY	130388
500		KARIMNAGAR	179133
501		KHAMMAM	248676
502		MAHABUBABAD	154204
503		MAHBUBNAGAR	227970
504		MANCHERIAL	184393
505		MEDAK	62621
506		MEDCHAL-MALKAJGIRI	389016
507		NAGARKURNOOL	143974
508		NALGONDA	157741
509		NIRMAL	92084
510		NIZAMABAD	183704
511		PEDDAPALLI	169570
512		RAJANNA SIRCILLA	59130
513		SANGAREDDY	111579
514		SIDDIPET	73432
515		SURYAPET	186684
516		VIKARABAD	99391
517		WANAPARTHY	134978
518		YADADRI	114411
519	TRIPURA	GOMATI	10772
520		KHOWAI	10841
521		NORTH TRIPURA	31304
522		UNAKOTI	9847
523		WEST TRIPURA	12057
524	UTTAR PRADESH	AGRA	222851
525		ALIGARH	213138
526		AMBEDKAR NAGAR	93689
527		AMETHI	66303
528		AURAIYA	84351
529		AYODHYA	105342
530		AZAMGARH	174682
531		BAGHPAT	68081
532		BAHRAICH	469289
533		BALLIA	146930
534		BALRAMPUR	129663
535		BANDA	45914
536		BARA BANKI	305369
537		BAREILLY	111194
538		BASTI	147011
539		BIJNOR	199419
540		BUDAUN	226548
541		BULANDSHAHR	167943
542		CHANDAULI	49068
543		CHITRAKOOT	18786
544		DEORIA	230675
545		ETAH	205924
546		ETAWAH	114617
547		FARRUKHABAD	117857
548		FATEHPUR	67274
549		FIROZABAD	210854
550		GAUTAM BUDDHA NAGAR	31864
551		GHAZIABAD	48455
552		GHAZIPUR	142282
553		GONDA	135644
554		GORAKHPUR	151013
555		HAMIRPUR	56484
556		HARDOI	373281
557		HATHRAS	160192
558		JALAUN	301775
559		JAUNPUR	166448
560		JHANSI	158788
561		JYOTIBA PHULE NAGAR	80230
562		KANAUJ	105077
563		KANPUR DEHAT	50486
564		KANPUR NAGAR	121675
565		KANSHIRAM NAGAR	169181
566		KHERI	413052
567		KUSHI NAGAR	188354
568		LALITPUR	132302
569		LUCKNOW	90696
570		MAHARAJGANJ	245764
571		MAHOBA	36236
572		MAINPURI	137476
573		MATHURA	162833
574		MAU	68868
575		MEERUT	104791
576		MIRZAPUR	178644
577		MORADABAD	207834
578		MUZAFFARNAGAR	103190
579		PANCHSHEEL NAGAR	39755
580		PILIBHIT	87497
581		PRABUDH NAGAR	43605
582		PRATAPGARH	63365
583		Prayagraj	211689
584		RAI BARELI	149312
585		RAMPUR	71396
586		SAHARANPUR	87915
587		SANT KABIR NAGAR	128904
588	SANT RAVIDAS NAGAR	29946
589	SHAHJAHANPUR	107885
590	SHRAVASTI	114510
591	SIDHARTHANAGAR	107741
592	SITAPUR	594650
593	SONBHADRA	15908
594	SULTANPUR	67798
595	UNNAO	120267
596	VARANASI	77417
597	UTTARAKHAND	ALMORA	27509
598		BAGESHWAR	10230
599		CHAMOLI	41302
600		CHAMPAWAT	12306
601		DEHRA DUN	113989
602		GARHWAL	27390
603		HARIDWAR	55922
604		NAINITAL	22630
605		PITHORAGARH	23770
606		TEHRI GARHWAL	28633
607		UDHAM SINGH NAGAR	23782
608		UTTAR KASHI	10913
609	WEST BENGAL	ALIPURDUAR	55478
610		BANKURA	82997
611		BIRBHUM	129705
612		DAKSHIN DINAJPUR	102529
613		DARJILING	46971
614		HAORA	87559
615		HUGLI	87665
616		JALPAIGURI	166929
617		JHARGRAM	46896
618		KALIMPONG	20894
619		KOCH BIHAR	250953
620		KOLKATA	143358
621		MALDAH	80152
622		MURSHIDABAD	81833
623		NADIA	124968
624		NORTH 24 PARGANAS	98486
625		PASCHIM BARDHAMAN	76081
626		PASCHIM MEDINIPUR	81860
627		PURBA BARDHAMAN	53280
628		PURBA MEDINIPUR	175460
629		PURULIYA	52284
630		SOUTH 24 PARGANAS	123027
631		UTTAR DINAJPUR	149107

Annexure-III

IPPB provides a number of services to its customers which inter-alia includes:-

a) Paperless & Instant account opening

i. Savings accounts for citizens including Aadhaar Seeding for Direct Benefit Transfer (DBT) beneficiaries

ii. Current Accounts for merchants

b) Virtual Debit Card

c) Cash Deposit/ Cash Withdrawal services

d) Domestic Money Transfer services – Immediate Payment System (IMPS), National Electronic Fund Transfer (NEFT), Real Time Gross Settlement (RTGS), Unified Payments Interface (UPI)

e) Bill Payment services – Bill payment of utility bills, Direct to Home (DTH)/Mobile recharges, Equated Monthly Instalment (EMI) payments, insurance etc.

f) Insurance services for IPPB customers – Life, Health, Vehicle insurance & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

g) Post Office Savings Account (POSA) linkage with IPPB accounts

h) Online Payment for Post Office Savings schemes – Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY), Recurring Deposit (RD) and Postal Life Insurance (PLI)

i) Unified Payments Interface Quick Response (UPI QR) deployed at all Rural Post offices to accept digital payments

j) Digital Life Certificate (DLC) services – Facilitate submission of DLC for any pensioners of central/state/ Employees Provident Fund Organisation (EPFO)

k) Aadhaar based services – Mobile Number update in Aadhaar for any citizen and Child Enrolment services for any child (0 – 5-year-old)

l) Cash Management services – Collection of dues from customers of corporate/ Govt. bodies

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