Tuesday, March 25, 2014

Why 9:1 Ratio between maximum & minimum Salary/Pension being demanded

Why 9:1 Ratio between maximum & minimum Salary/Pension being demanded by
 ‘BHARAT PENSIONERS SAMAJ’
Ironically in India where the poor are struggling to breath with just Rs  27.2 a day in rural areas and 33.3 in cities.  The net worth of the billionaire community increased 12-fold in 15 years, enough to eliminate absolute poverty in this country twice over. In a telling comment, the International Monetary Fund managing director Christine Lagarde warned that income inequality is increasing dangerously
Inequality is a sociological construct. Larger income/wealth Inequality breeds discontent, inefficiency, corruption & finally the revolt which is now creeping up   in the shape of Maoism & Naxalism. India can ignore this only at its own peril. What is worrying is that the monthly per capita consumption expenditure of the top 5% of the rural population is nearly nine times that of the bottom 5%. Where as In cities and towns, the average consumption by the top 5% of the population has gone up dangerously to 14.7 times that of the bottom 5%.(latest report of the National Sample Survey Organisation on people’s spending patterns)
 
As an immediate measure to contain & to bring  inequality at least to rural level .Ratio of 9:1 between  maximum & minimum  Salary is being demanded which is feasible in the present economical scenario of the Country.

Thursday, March 20, 2014

Court wants policy on free medical aid


Mail Today/ New Delhi
ANGUISHED over lack of funds or a policy to provide free treatment to critical patients in need of expensive drugs, the Delhi High Court on Thursday directed the Delhi government to look into the matter.
The high court added that in case the state failed to devise a way out, the court itself would intervene and come up with a remedy under the Constitution to protect one’s Right to Life.
“ There should be a policy. We can’t allow critically ill patients to die because they could not afford treatment. The state shall have to provide for them.
It can’t be a bystander,” Justice Manmohan said.
“ You can’t say human life is not worth preserving. What is the point of having a Constitution if only the rich and mighty get the benefits? We can’t have Constitution and not implement the same,” the court said.
“ If a judge or a government functionary had been suffering from this ailment, then he or she would have been catered to. So why should a common man suffer for want of resources,” the court asked.
The court’s observations came while it was hearing two pleas — one seeking treatment for a rickshaw puller’s son who is suffering from Gaucher, a degenerative genetic disorder, and another petition of a bed- ridden haemophiliac man who is pleading to be treated at state expense as his family has run out of money.
The court has listed both the cases for final argument on March 25.

CREDIT TO CGHS BENEFICIARIES IN EMPANELLED PRIVATE HOSPITALS TO CONTINUE

Government of India 
Ministry of Health and Family Welfare 
Department of Health and Family Welfare 
Nirman Bhawan, New Delhi 

PRESS RELEASE 

CREDIT TO CGHS BENEFICIARIES IN EMPANELLED PRIVATE HOSPITALS TO CONTINUE 

There have been reports in the Media that private hospitals on the panel of CGHS are denying credit facilities to the eligible CGHS beneficiaries for delay in settlement of hospitals bills. Lower package rates and inadmissible deductions etc. have also been reported to be the other reasons for withdrawal of agreed cashless /credit facilities. 

24 out of 407 Private hospitals empanelled under CGHS decided unilaterally to discontinue credit facility to the eligible categories of CGHS beneficiaries. Show Cause Notices stand issued to these Hospitals and the empanelment of five Hospitals has been suspended for a period of six months or till further orders, whichever is earlier. 

In this regard, the CGHS beneficiaries are advised not to be guided by misleading information as most of the private hospitals are continuing to extend the cashless facilities to the CGHS beneficiaries. The Ministry of Health and Family Welfare will ensure that the CGHS empanelled private hospitals continue to extend cashless /credit facilities to the eligible CGHS beneficiaries in compliance with the terms and conditions as laid down in the Memorandum of Agreement signed by them with CGHS. 

Ministry of Health and Family Welfare has already taken special steps for clearance of pending hospital bills on a priority basis and the pendency of bills is almost cleared. 

CGHS has already invited bids for revision of package rates through a transparent tender process, where the last date for submission of bids was 16th March, 2014. Steps are underway to conclude the tender process early. 


Wednesday, March 19, 2014

Common main demands for inclusion in the Memorandum to 7th CPC as identified by BPS

Common main demands for inclusion in the Memorandum to 7th CPC as identified by BPS
1.Bring down the Ratio between maximum & Minimum of Salary to  9:1 ensuring complete equality by adopting uniformly common multiplication factor for revision of Pension: 4th CPC had determined the ratio between minimum & maximum of salary to be 10.7(Chapter 41 & 43) Vth cpc   maintained it to be 10.97 (Appendix ‘I’ summary of recommendations para19) in their recommendations which while implementation was raised to 1:11.76

Pay commissions up-to 5th CPC adopted a multiplication factor of 3.2 to 3.8 to arrive at the new scales compared to earlier scales but VI CPC adopted conversion factor of  1.86 to arrive at the minimum of lowest pay Band, where as it adopted  3.37 for arriving at the highest scale.

This shredded the very basic fiber of the Constitution of Indian Socialistic State by raising  the  ratio  between minimum & maximum of Salary/Pension  to 1: 12.85.  Which is, not only much more higher than the capitalist countries like America & Britain But is also higher than the countries like  Philippines which have weaker economy than India.

This negative and socially regressive effect of the 6th Central Pay Commission has had the effect of worsening wealth and income inequality not only between pre-and post-2006 retirees, but even within pre-2006 retirees wherein higher-ups got full parity in Pension.

While we agree that to retain talent in civil services, higher pay package is needed at bureaucratic level. The need to maintain honorable ratio between minimum & maximum salary in a Socialistic State is constitutional requirement. We therefore, appeal to 7th CPC: That the ratio between maximum & minimum Salary/Pension be brought down to 9:1. Accordingly, 7 th pay commission should first workout the top most revised salary, divide it by 9 to arrive at the minimum revised salary &  derive a uniform multiplication factor  by dividing revised minimum Salary by pre-revised minimum salary for revising  Pay & Pension with the condition that Pension shall not in any case be less than 65% & family Pension 45% of the last Pay in Pay in Pay Band/Pay scale or of average of last 10 months emoluments (Whichever is more beneficial) as was worked out & recommended by TECS (Tata Economic Consultancy Services)  consultant to Vth CPC

           
2. Pension to be 65% of last drawn or 65% of Av. Of   last 10 months emoluments whichever beneficial & Family Pension to be 45% of last drawn or Av. Of 10month whichever is beneficial as was worked out &recommended by TECS (Tata Economic Consultancy Services)  consultant to Vth CPC (Para 127.9 Vol III 5th CPC report)


            3. Grant 5% upward enhancement in pension be granted every five years’  after the age of 60 years & upto 80 years & thereafter as per existing dispensation.

            In the present scenario of climatic changes, incidence of pesticides and rising pollution old age disabilities/diseases set in by the time an employee retires and go on manifesting very fast, needing additional finances to take care of these disabilities and diseases, especially as the cost of health care has gone very high compared to 01.01.2006.


            4.. Pension to be net of Income Tax (Para 167.11(Vth CPC report Vol. III) : The purchase value of pension gets reduced day by day due to continuously high inflation and steep rise in cost of food items and medical facilities. Retired persons/Senior citizens do not enjoy fully public goods and services provided by Government for citizens due to lack of mobility and many other factors. Their ability to pay tax gets reduced from year to year after retirement due to ever-increasing expenditure on food and medicines and other incidentals. Their net worth at year end gets reduced considerably as compared to the beginning of the year. Inflation, for a pensioner is much more than any tax. It erodes the major part of the already inadequate pension. To enable pensioners, at the far end of their lives, to live in minimum comfort and to cater for ever rising cost of living, they may be spared from paying Income Tax.


5. Automatic Merger of Dearness relief with Pension :The Pension of Central Government Pensioners undergo revision only once in 10 years during which period the pension structure gets seriously dis-aligned; 50% increase in price takes place even in less than 5 years. This results in considerable erosion of the financial position of the pensioner with otherwise inadequate Pension. As admitted by Shri Montek Singh Ahluwalia, Deputy Chairman, Planning Commission, in his statement to PTI on 27.2.2008, DA does not adequately take care of inflation. Working employees are getting automatic relief by way of 25% increase in their allowances with every 50% rise in Dearness Allowance. As pensioners do not get any allowances, they feel discriminated against. In order to strike a balance, DR may be merged with Pension whenever it goes beyond 50% as recommended by 5th Central Pay Commission.
                6. Restoration of commuted vale of Pension in 12 years Commutation value in respect of employee superannuating at the age of 60 years between 1.1.1996 and 31.12.2005 and commuting a portion of pension within a period of one year would be equal to 9.81 years Purchase. After adding thereto a further period of two years for recovery of interest, in terms of observation of Supreme Court in their judgment in writ petitions No 395-61 of 1983 decided in December 1986, it would be reasonable to restore commuted portion of pension in 12 years instead of present 15 years. In case of persons superannuating at the age of 60 years after 31.12.2005 and seeking commutation within a year, numbers of purchase years have been further reduced to 8.194. Also, the mortality rate of 60 plus Indians has considerably reduced ever since Supreme Court judgment in 1986; the life expectancy stands at 69 years now.

            7. The 6th Central Pay Commission’s new benefits, e.g. full pension for 20 years of service/10 years in superannuation cases, last pay drawn or average of last 10 months’ pay whichever is beneficial to the retiring employee as emoluments for computation of pension etc., have been limited only to post-1.1.2006 retirees.  This is in violation of the letter and spirit of Hon’ble Apex Court judgment in Nakara Case

            We appeal to the 7th CPC to extend the above benefits to all pre-1.1.2006 retirees with monetary benefit from 1.1.2006 to do them equal justice. And that new benefits as 7th CPC too be made equally applicable to present & past pensioners

8..Medical facilities: To ensure hassle free health care facility to Pensioners/family pensioners, Smart Cards be issued irrespective of departments to all Pensioners and their Dependents for cashless medical facilities across the country. These smart cards should be valid in
•        all Govt. hospitals
•        all NABH accredited Multi Super Specialty hospitals across the country which have been         allotted land at concessional rate or given any aid or concession by the Central or the State govt.
•        all CGHS, RELHS & ECHS empanelled hospitals across the country.
·                Medical attendants. Reimbursement bill for treatment both for hospitalization & No referral should be insisted in case of medical emergencies. For the purpose of reference for hospitalization & reimbursement of expenditure thereon in other than emergency cases Doctors/Medical officers working in different Central/State Govt. department dispensaries/health units should be recognized as Authorized OPD can be made by respective departments.

The enjoyment of the highest attainable standard of health is recognized as a fundamental right of all workers in terms of Article 21 read with Article 39(c), 41, 43, 48A and all related Articles as pronounced by the Supreme Court in Consumer Education and Research Centre & Others vs Union of India (AIR 1995 Supreme Court 922) The Supreme court has held that the right to health to a worker is an integral facet of meaningful right to life to have not only a meaningful existence but also robust health and vigour. Therefore, the right to health, medical aid to protect the health and vigour of a worker while in service or post retirement is a fundamental right-to make life of a worker meaningful and purposeful with dignity of person. Thus health care is not only a welfare measure but is a Fundamental Right.
            We demand that, all the pensioners, irrespective of pre-retiral class and status, be treated as same category of citizens and the same homogenous group. There should be no class or category based discrimination and must be provided Health care services at par with IAS and ex-Ministers.

            9. Hospital Regulatory Authority:To ensure that the hospitals do not avoid providing reasonable care to smart card holders and other poor citizens, a Hospital Regulatory Authority should be created to bring all NABH-accredited hospitals and NABL-accredited diagnostic Labs under its constant monitoring of quality, rates for different procedures & timely bill payments by Govt. agencies and Insurance companies. CGHS rates be revised keeping in mind the workability and market conditions.


    
            10.Fixed Medical allowance (FMA): As is recorded in Para 5 of the minutes of Committee of Secretaries (COS) held on 15.04.2010 (Reference Cabinet Secretariat, Rashtrapati Bhavan No 502/2/3/2010-C.A.V Doc No. CD (C.A.V) 42/2010 Minutes of COS meeting dated 15.4.2010) which discussed enhancement of FMA: CGHS card estimates for serving Personnel since estimates are not available separately for pensioners M/O Health & Family Welfare had assessed the total cost per card p.a. in 2007-2008 = Rs 16435 i.e. Rs.1369 per month for OPD. Adding to its inflation the figure today is well over Rs 2000/- PM. Ministry of Labour & Employment, Govt. of India vide its letter no. G-25012/2/2011-SSI dated 07.06.2013 has already enhanced FMA to Rs 2000/- PM for EPFO beneficiaries. Thus, to help elderly pensioners to look after their health, Adequate raise in FMA will encourage a good number of pensioners to opt out of OPD facility which will reduce overcrowding in hospitals. OPD through Insurance will cost much more to the Govt. As such the proposal for raising Fixed Medical allowance to Pensioners is fully justified and is financially viable.

            We demand that FMA for all C.G. Pensioners be raised to at least Rs 2000/- PM without any distance restriction linking it to Dearness Relief for automatic further increase. We further demand that FMA be exempted from INCOME TAX: Fixed Medical Allowance (FMA) is a compensatory allowance to reimburse the medical expenses. As Medical Reimbursement is not taxable, FMA should also be exempted from Income Tax.

            11.Grievance redressal Mechanism: Pensioners/Family Pensioners are exploited, harassed and humiliated by their own counterparts in chair, who at the sight of an old person adopt a wooden face and indifferent attitude. Pensioners do not have representation even in Forums & Committees wherein pension policies and connected matters are discussed. The forum of Pension Adalat too is not of much avail as it meets only once a year which is too long a period for an elderly nearer to his end. Moreover, these Adalats deal with settlement claims only. SCOVA too meets only twice a year for about 3 hours at occasion. Moreover, the scope of SCOVA is limited to feedback on Government policies. DOP (P&PW) is perceived as a toothless authority which lacks direct Service Delivery Capability. It has been striving over the years to redress the Pensioners’ grievances through the ‘Sevottam’ model of the Department of Administrative Reforms & Public grievances; in the absence of strict timeline with punitive clause it is, however, proving to be a failure. Grievances are either not resolved for years or closed arbitrarily without resolving.

            We therefore, appeal that for resolving Pensioners complaints of all pensioners,

(i) A strict time line with punitive clause be introduced in “Sevottam model”
(ii) Grievances are not allowed to be closed without resolving.
(iii) SCOVA be upgraded to JCM level covering all Pensioners by introducing suitable legislative amendment if required.


            12. Representations in various committees : As recommended vide Vth CPC report Vol III para 141.30 Pensioners’ representatives should be included in various committees & other Fora of Govt where issues relating to the welfare of pensioners are likely to be discussed &debated :
Discussing, debating and deciding the matters / Policies relating to Pensioners, with representatives other than those of pensioners, is unfair & against the Rules of ‘Natural Justice’. At present various Committees like National Anomaly Committee (NAC) and JCM (on Pensioner matters), are there wherein matters / policies relating to pensioners’ welfare are discussed and decided, but they do not have pensioners’ representatives with the result their viewpoints, hardships & anomalies are not properly represented. As pensioners are a homogenous class, there is an urgent need to constitute separate Committees for pensioners wherein matters / policies / anomalies relating to pensioners of all Groups, categories &departments may be discussed.


13. that Govt. should not indirectly pressurize courts by appealing again & again to get judgments reversed in its  favor & must implement all court  judgments  in  case of all similarly placed persons.
            14. that benefits  of different Spl allowance such as   NPA for Doctors/ Spl Pay for scientists for some achievements - or to compensate for lack of promotional posts- or grant of additional increments- or  RUNNING  ALLOWANCE for Railway Pensioners  etc......NPA & Running allowance (in case of Railways )  be continued  for revision of Pension of past pensioners..

            These are  common main demands for inclusion in memorandum to 7th CPC (still open to expansion &  addition) to which department wise demands are being compiled in consultation with stake holders &will be attached as annexure to the main memorandum.

S.C.Maheshwari
Secy. Genl. BPS


Monday, March 17, 2014

Senior citizens could swing Punjab polls-Next general election they wiil swing polls in all the States

Senior citizens could swing Punjab polls
By Manjeet Sehgal in Chandigarh

THOUGH the impact of the massive youth voter base in the country has been much eulogised, it is the sizeable population of senior citizens that could be the game changer in Punjab.
The state has over 30 lakh voters who are above 60 years of age. Also, there are around 13 lakh voters who are above 70. At 43 lakhs, the total number of senior citizens comes close to the 46.66 lakh young voters ( between 20- 29 years).
Wooing the elderly for the Lok Sabha elections will be a tall task for the Shiromani Akali Dal ( SAD)- BJP alliance as the state government has failed to keep the promise of enhancing the social security pension. The promise to increase the pension from ` 250 per month to ` 400 was first made in the 2007 manifesto.
When the government failed to fulfil the promise, it was again made part of the 2012 manifesto. The beneficiaries were then promised ` 500 per month.
Doubling the pension would be a tough task as the old amount is also not paid on time. Sources say the government tried to bring a policy document in this regard and the Cabinet had also cleared the decision to enhance the pensions, but it was rolled back later.
The state has more than 9.50 lakh social security pensioners, including widows, the physically challenged and senior citizens, who are just being paid a monthly pension of ` 250.
Another important section of voters that the ruling combine cannot ignore is the youth. There are 4.85 lakh young voters in the age group of 18- 19 years in Punjab. The number of voters between 20- 29 is 46.66 lakh.
To woo this crucial segment, the SAD had in the last election manifesto promised free tablet PCs to students. But it hasn’t been fulfilled till date.
Another major promise which was made in 2012 and not kept is the unemployment allowance. The Akali Dal had promised to pay a monthly allowance of ` 1,000 to 3.39 lakh registered unemployed youths.
With promises made to both the elderly and the youth unfulfilled, the SAD- BJP combine has to work hard to swing the votes of the crucial segments in its favour.

Friday, March 14, 2014

BPS Secy (PR) R.N.Tripathi's visit to Ahmmadabad




12.03.2014: Shri R.N. Tripathi, Secy.(PR)  Bharat Pensioner Samaj, New Delhi visited BDPA (INDIA) office at Ahmedabad on 11.03.2014 at 16.00 hours and addressed Central Working Committee Members. He assured full cooperation from BPS. Few irritating issues alike (1) issuance of Pre-20006 Pensioners PPO (2) Service Book Not available (3) Disconnection of Family Pensioner’s residential telephone connection by Junagadh GM (4) Not meeting Pensioners by certain CGMs (5) need for separate Pension Adalat by BSNL etc. were discussed. He also spoke on various activities under taken by the BPS and approach to 7th CPC.


Thursday, March 13, 2014

7th CPC - No controversies with Bureaucrats pl.

No controversies with Bureaucrats pl. ! This time let us go in the reverse gear. Let 7 th CPC calculate the topmost Scale first, divide it by 9 & fix minimum basic. Drive uniform common multiplication factor on this basis to arrive at pay in pay Band/Scale/Pension with the condition that minimum Pension shall not in any case be less than 65% of Pay in Pay Band/Scale & family pension shall not be less than 45% of Pay in Pay Band/Scale.
As for finances : 1. As disclosed by Rahul Gandhi on 20.11.2013 There is no dearth of money in this country 
2. Present Pensioners contributed sufficient by foregoing 8.33% matching contribution to their PF by the employer & by accepting lower salaries with wide spread-over during their service life.

24.02.2014:Pensioners Dharna at Jantar Mantar under the aegis of Bharat Pensioners Samaj



Main demands for inclusion in Memorandum to 7th CPC

For comments & corrections by MOU Partners, Affiliates/Members/Supporters & Welwishers
Few of the main demands of C.G. Pensioners’ identified by BPS for inclusion in the Memorandum to 7th CPC
(Department wise issues will be attached as Annexure)
1.Bring down the Ratio between maximum & Minimum of Salay to 1: 9
Some 25 years back 4th CPC had determined the ratio between minimum & maximum of salary to be 10.7(Chapter 41 & 43) Vth cpc   maintained it to be 10.97 (Appendix ‘I’ to VOl.III of 5th CPC report “ Summary of recommendations” para19) in their recommendations which while implementation was raised to 1:11.76

Shredding the basic fiber of the Constitution of Indian Socialistic State, after implementation of 6th CPC   this ratio stand raised to 1: 12.85. Both for salaried employees & Pensioners. Which is much more, than even the capitalist countries like America & Britain.

This negative and socially regressive effects of the 6th Central Pay Commission has had the effect of worsening wealth and income inequality not only between pre-and post-2006 retirees, but even within pre-2006 retirees where in higher-ups from Scales S30.S31& above got full parity in Pension.

 Raising, instead of reducing  the ratio between minimum & maximum of salary is  unconstitutional .

We demand:  That Preamble to the Constitution, Articles 366(17),14 & 21read in the light of Honorable Supreme Court judgments, in the cases of D.S. NAKARA & OTHERS  Vs UNION OF INDIA DATED 17/12/1982   1983 AIR  130,1983 SCR  (2) 16, 1983 SCC  (1) 305 1982 SCALE  (2)1213, and, in the case of Consumer Education and Research Centre & Others Vs union of India(AIR 1995 supreme court 922) to be implemented in letter & spirit.
Accordingly the Ratio between minimum & maximum of Pay/Pension should progressively go on reducing ensuring complete equality.

We appeal to the 7th CPC: That the ratio between maximum & minimum Salary/Pension be brought down to 1: 9 accordingly, 7th pay commission should first workout the top most revised salary, divide it by 9 to arrive at the minimum revised salary & then on this basis derive a uniform multiplication factor to arrive at revised Pay & Pension with the condition that Pension shall not in any case be less than 65% & family Pension 45% of the last Pay in Pay in Pay Band/Pay scale or of average of last 10 months emoluments (Whichever is more beneficial)

2.Pension to be 65% of last drawn or 65% of Av. Of   last 10 months emolument whichever beneficial & Family Pension to be 45% of last drawn or Av. Of 10month:

 Honorable Supreme Court, in its landmark 5-Judge Constitutional Bench judgment dated 17.12.1982 in the case D.S.Nakara vs UOI, ruled that “A pension scheme consistent with available resources must provide that the Pensioner would be able to live Free from  want, with decency, independence and self respect, and at a standard equivalent at pre- retirement level”. As laid down in Para 127.9 of 5th Central Pay Commission report Vol. III, the study done by the Consultants to 5th Central Pay Commission (TECS - Tata Economic Consultancy Services) recommended Pension to be 65% of the last emoluments drawn.

We demand 65% of the last drawn emoluments or 65% of the last 10 months’ average emoluments, whichever is more beneficial, as Pension and 45% as Family Pension subject to the condition that minimum pension shall not in any case will be less than 65 % of the 7th Central Pay Commission revised minimum Basic Pay of Central Govt. employees,

3. Grant 5% upward enhancement in pension be granted every five years’  after the age of 60 years & upto 80 years & thereafter as per existing dispensation.

In their Para 5.1.32, the 6th Central Pay Commission agreed that older pensioners require a better deal on account of their needs, especially those relating to health, increase with age. Accordingly, the Commission recommended that quantum of pension available to the old pensioners should be increased as follows:-
On attaining age of Additional quantum of pension
            •           80 years - 20% of basic pension
            •           85 years - 30% of basic pension
            •           90 years - 40% of basic pension
            •           95 years - 50% of basic pension
            •           100 years - 100% of basic pension

In the present scenario of climatic changes, incidence of pesticides and rising pollution old age disabilities/diseases set in by the time an employee retires and go on manifesting very fast, needing additional finances to take care of these disabilities and diseases, especially as the cost of health care has gone very high compared to 01.01.2006.

We therefore, demand, that 5% upward enhancement in pension be granted every five years’  after the age of 60 years & upto 80 years & thereafter as per existing dispensation.

4.. Pension to be net of Income Tax :
The purchase value of pension gets reduced day by day due to continuously high inflation and steep rise in cost of food items and medical facilities. Retired persons/Senior citizens do not enjoy fully public goods and services provided by Government for citizens due to lack of mobility and many other factors. Their ability to pay tax gets reduced from year to year after retirement due to ever-increasing expenditure on food and medicines and other incidentals. Their net worth at year end gets reduced considerably as compared to the beginning of the year. Inflation, for a pensioner is much more than any tax. It erodes the major part of the already inadequate pension. To enable pensioners, at the far end of their lives, to live in minimum comfort and to cater for ever rising cost of living, they may be spared from paying Income Tax.

We demand that pension should be net of income tax as recommended by 5th Central Pay Commission, vide their Para 167.11(Vth CPC report Vol. III)


5. Automatic Merger of Dearness relief with Pension :
The Pension of Central Government Pensioners undergo revision only once in 10 years during which period the pension structure gets seriously dis-aligned; 50% increase in price takes place even in less than 5 years. This results in considerable erosion of the financial position of the pensioner with otherwise inadequate Pension. As admitted by Shri Montek Singh Ahluwalia, Deputy Chairman, Planning Commission, in his statement to PTI on 27.2.2008, DA does not adequately take care of inflation. Working employees are getting automatic relief by way of 25% increase in their allowances with every 50% rise in Dearness Allowance. As pensioners do not get any allowances, they feel discriminated against. In order to strike a balance, DR may be merged with Pension whenever it goes beyond 50% as recommended by 5th Central Pay Commission.
We demand automatic merger of DR with pension, whenever it goes above 50%
6. Restoration of commuted vale of Pension in 12 years
Commutation value in respect of employee superannuating at the age of 60 years between 1.1.1996 and 31.12.2005 and commuting a portion of pension within a period of one year would be equal to 9.81 years Purchase. After adding thereto a further period of two years for recovery of interest, in terms of observation of Supreme Court in their judgment in writ petitions No 395-61 of 1983 decided in December 1986, it would be reasonable to restore commuted portion of pension in 12 years instead of present 15 years. In case of persons superannuating at the age of 60 years after 31.12.2005 and seeking commutation within a year, numbers of purchase years have been further reduced to 8.194. Also, the mortality rate of 60 plus Indians has considerably reduced ever since Supreme Court judgment in 1986; the life expectancy stands at 69 years now.

We demand restoration of commuted value of pension in a period of 12 years.
7. The 6th Central Pay Commission’s new benefits, e.g. full pension for 20 years of service/10 years in superannuation cases, last pay drawn or average of last 10 months’ pay whichever is beneficial to the retiring employee as emoluments for computation of pension etc., have been limited only to post-1.1.2006 retirees.  This is in violation of the letter and spirit of Hon’ble Apex Court judgment in Nakara Case

We appeal to the 7th CPC to extend the above benefits to all pre-1.1.2006 retirees with monetary benefit from 1.1.2006 to do them equal justice. And that new benefits as 7th CPC too be made equally applicable to present & past pensioners
8..Medical facilities:
To ensure hassle free health care facility to Pensioners/family pensioners, Smart Cards be issued irrespective of departments to all Pensioners and their Dependents for cashless medical facilities across the country. These smart cards should be valid in

•        all Govt. hospitals
•        all NABH accredited Multi Super Specialty hospitals across the country which have been         allotted land at concessional rate or given any aid or concession by the Central or the State govt.
•        all CGHS, RELHS & ECHS empanelled hospitals across the country.
·                Medical attendants. Reimbursement bill for treatment both for hospitalization & No referral should be insisted in case of medical emergencies. For the purpose of reference for hospitalization & reimbursement of expenditure thereon in other than emergency cases Doctors/Medical officers working in different Central/State Govt. department dispensaries/health units should be recognized as Authorized OPD can be made by respective departments.

The enjoyment of the highest attainable standard of health is recognized as a fundamental right of all workers in terms of Article 21 read with Article 39(c), 41, 43, 48A and all related Articles as pronounced by the Supreme Court in Consumer Education and Research Centre & Others vs Union of India (AIR 1995 Supreme Court 922) The Supreme court has held that the right to health to a worker is an integral facet of meaningful right to life to have not only a meaningful existence but also robust health and vigour. Therefore, the right to health, medical aid to protect the health and vigour of a worker while in service or post retirement is a fundamental right-to make life of a worker meaningful and purposeful with dignity of person. Thus health care is not only a welfare measure but is a Fundamental Right.
We demand that, all the pensioners, irrespective of pre-retiral class and status, be treated as same category of citizens and the same homogenous group. There should be no class or category based discrimination and must be provided Health care services at par with IAS and ex-Ministers.

9. Hospital Regulatory Authority:

To ensure that the hospitals do not avoid providing reasonable care to smart card holders and other poor citizens, a Hospital Regulatory Authority should be created to bring all NABH-accredited hospitals and NABL-accredited diagnostic Labs under its constant monitoring of quality, rates for different procedures & timely bill payments by Govt. agencies and Insurance companies. CGHS rates be revised keeping in mind the workability and market conditions.

We demand that a Hospital Regulatory Authority be constituted.

10.Fixed Medical allowance (FMA):

As is recorded in Para 5 of the minutes of Committee of Secretaries (COS) held on 15.04.2010 (Reference Cabinet Secretariat, Rashtrapati Bhavan No 502/2/3/2010-C.A.V Doc No. CD (C.A.V) 42/2010 Minutes of COS meeting dated 15.4.2010) which discussed enhancement of FMA: CGHS card estimates for serving Personnel since estimates are not available separately for pensioners M/O Health & Family Welfare had assessed the total cost per card p.a. in 2007-2008 = Rs 16435 i.e. Rs.1369 per month for OPD. Adding to its inflation the figure today is well over Rs 2000/- PM. Ministry of Labour & Employment, Govt. of India vide its letter no. G-25012/2/2011-SSI dated 07.06.2013 has already enhanced FMA to Rs 2000/- PM for EPFO beneficiaries. Thus, to help elderly pensioners to look after their health, Adequate raise in FMA will encourage a good number of pensioners to opt out of OPD facility which will reduce overcrowding in hospitals. OPD through Insurance will cost much more to the Govt. As such the proposal for raising Fixed Medical allowance to Pensioners is fully justified and is financially viable.

We demand that FMA for all C.G. Pensioners be raised to at least Rs 2000/- PM without any distance restriction linking it to Dearness Relief for automatic further increase. We further demand that FMA be exempted from INCOME TAX: Fixed Medical Allowance (FMA) is a compensatory allowance to reimburse the medical expenses. As Medical Reimbursement is not taxable, FMA should also be exempted from Income Tax.

11.Grievance redressal Mechanism:

Pensioners/Family Pensioners are exploited, harassed and humiliated by their own counterparts in chair, who at the sight of an old person adopt a wooden face and indifferent attitude. Pensioners do not have representation even in Forums & Committees wherein pension policies and connected matters are discussed. The forum of Pension Adalat too is not of much avail as it meets only once a year which is too long a period for an elderly nearer to his end. Moreover, these Adalats deal with settlement claims only. SCOVA too meets only twice a year for about 3 hours at occasion. Moreover, the scope of SCOVA is limited to feedback on Government policies. DOP (P&PW) is perceived as a toothless authority which lacks direct Service Delivery Capability. It has been striving over the years to redress the Pensioners’ grievances through the ‘Sevottam’ model of the Department of Administrative Reforms & Public grievances; in the absence of strict timeline with punitive clause it is, however, proving to be a failure. Grievances are either not resolved for years or closed arbitrarily without resolving.

We therefore, appeal that for resolving Pensioners complaints of all pensioners,

(i) A strict time line with punitive clause be introduced in “Sevottam model”
(ii) Grievances are not allowed to be closed without resolving.
(iii) SCOVA be upgraded to JCM  level covering all Pensioners by introducing suitable legislative amendment  if required.
(iv) As recommended vide Vth CPC report Vol III para 141.30 Pensioners’ representatives should be included in various committees & other For a of Govt where issues relating to the welfare of pensioners are likely to be discussed &debated

Er.S.C.Maheshwari
Secy Genl

Bharat Pensioners Samaj

Monday, March 10, 2014

7th CPC- Ratio between Minimum & maximum of Salary /Pension


4th CPC had determined the ratio between minimum & maximum of salary to be 10.7(Chapter 41 & 43) Vth cpc   maintained it to be 10.97 (Appendix ‘I’ summary of recommendations para19) in their recommendations which while implementation was raised to 1:11.76 by the Bureaucrats for their own advantage.
Shredding the basic fiber of the Constitution of Indian Socialistic State, after implementation of 6th CPC   this ratio  stand raised to 1: 12.85. Both for salaried employees & Pensioners. Which is much more than even the capitalist countries like America & Britain. This negative and socially regressive effects of the 6th Central Pay Commission has had the effect of worsening wealth and income inequality not only between pre-and post-2006 retirees, but even within pre-2006 retirees where in higher-ups got full parity in Pension.


BHARAT PENSIONERS SAMAJ  demands that the ratio between the lowest and highest scale be immediately brought down to at least 1:10 and full parity between pre-and post retirees to all pensioners be granted.

Wednesday, March 5, 2014

CREDIT TO PATIENTS IN PVT HOSPITALS WILL CONTINUE: CGHS

  • 6 Mar 2014
  • Hindustan Times (Delhi)
  • Sidhartha Dutta sidhartha.dutta@hindustantimes.com

CREDIT TO PATIENTS IN PVT HOSPITALS WILL CONTINUE: CGHS

NEW DELHI: Refuting media reports that the Central Government Health Scheme (CGHS) will withdraw cashless medical service to government employees in empanelled private hospitals, the union health ministry said on Wednesday that hospitals will continue providing credit facilities to patients.
“As far as CGHS is concerned, there are some issues regarding payment to private hospitals. We have procured additional funds. We’ll try to clear the bills soon and the pendency is not as major as they claim. Most of the hospitals are aware of it and they have agreed to provide credit facilities to government employees,” said a senior official in the union health ministry.
“Moreover CGHS has signed an MoU with individual hospitals and not with any association or organizations. We do not recognize them. If any particular empanelled hospital withdraws providing credit facility, then we’ll take necessary action against them as per the terms and conditions,” the official added.
The Indian Medical Association Hospital Board of India (IMA HBI), however, has demanded reasonable rates from CGHS for services to government employees and pensioners from private hospitals.
“Hospitals across the country are unable to recover the cost of services from the present rates fixed by CGHS. The rates should be commensurate with the services provided and should also be in relation to inflation,” said Dr Narender Saini, secretary general, IMA.

TOI - Private hospitals to stop CGHS cashless scheme from March 7

,TNN | Mar 5, 2014
BANGALORE: In a blow to government employees, including those who have retired, theCentral Government Health Service has announced withdrawal of cashless medical service in private hospitals empanelled with the CGHS scheme from March 7. Patients will henceforth have to cough up hospital charges and later claim the amount from the government, according to the new rule.

The move will affect 50 lakh serving employees and over 30 lakh pensioners, as well as their family members. At a conservative estimate, the total number of persons affected could well be over two crore.

The move was necessary, said the Association of Healthcare Providers India (or AHPI, the nodal body of private empanelled hospitals) for a number of reasons, the main ones being CGHS owes these hospitals around Rs 200 crore in unpaid services as well as "unreasonably low" CGHS tariffs that haven't been revised for the last four years. A doctor's consultation fee, for example, remains Rs 58.

Also, AHPI says CGHS makes "illegal" deductions of 10% on all payments leading to losses for member hospitals. AHPI claims the amount runs up to Rs 180 crore.

In Karnataka, 20 hospitals, all in Bangalore, are empanelled with AHPI. HCG, Apollo hospitals, MS Ramaiah Memorial Hospital andBangalore Baptist Hospital, among others, will not provide the cashless health scheme from March 7.

"When we were empanelled with the government, it was agreed upon that we will get 10% rebate on treatment charges if the government pays within seven days. But now, this deduction has been made applicable even when the amount is unpaid for years. That's illegal. This has led to huge losses for member hospitals amounting to over Rs 180 crore over the past three years," says Dr Alexander Thomas, CEO, Bangalore Baptist hospital, who represents AHPI in Bangalore.

Some hospitals have put up a public notice to this effect, reading, "CGHS tariffs are unreasonably low and not been revised for the last four years, threatening the very existence of the medical service providers."

Dr Naresh Shetty of AHPI said, "The empanelled hospitals have been providing services under most difficult circumstances. They had to deal with steep hikes in electricity and water tariff, consumables, wages, taxes. We've been requesting a revision since June 2013 but there's been no response."

Official speak

The dues are just one issue. The bigger issue is that a doctor's consultation charge of Rs 58 is appalling. The fees for several procedures are abysmally low. We don't want to let down our beneficiaries but we have no choice. We ask the CGHS to consider the rates of the National Accreditation Board for Hospitals & Healthcare Providers. We've suggested that if at all CGHS were to take tender route, let CGHS decide the rates based on lowest bid received from NABH - accredited hospitals. Adopting rates like this would be logical and rational. Treating a patient can't be made similar to selling onions and potatoes.

Giridhar K Gyani | director general, AHPI, New Delhi